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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:If using mileage points for American Airlines, can those be insured and put back in place in the event of having to cancel the trip?

A:
Flight miles is not reimbursable under the trip cancelation plans.
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Q:I cancelled my insurance but I didnt received my refund back

A:
If it has taken more than ten buissnes days with no refund please send an email to [email protected] so we can verify with the insurance company.
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Q:Is First Health PPO health insurance real legitimate health insurance and is it considered MEC (minimum essential coverage) for NJ to avoid the tax penalties?

A:
The plans in our website simply borrow from the same network as first health PPO. These plans are not ACA complient and do not apply to your taxes.
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Q:My boyfriend who live in Sweden has a peace maker and an ICD and he is going to Florida for the holidays. Do you have a medical insurance that covers his condition?

A:
We have plans that can cover him for an unexpected issue that occurs during his stay. The plans do not however cover if he is traveling for the specific purpose of receiving medical treatment. Visitor plans:/get-travel-insurance-quotes/?presection=visitorUSA ;
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Q:Is mammogram and gynic related are covered as preventive care or general physician visit?

A:
They are unless they are specifically to diagnose and treat a new illness or injury that did not exist in the body before the start date of the policy.
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Q:Will Exchange Guard covers F1 OPT student? If already pregnant then is it considred as Pre-Existing or will pregnency for first 26 weeks covers?

A:
Exchange guard covers complications of pregnancy up to the first 26 weeks regardless of pregnancy status during the purchase. The plan is available to all iterations of the F-1 visa including OPT.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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